Your Personal Health Insurance Policy

Everyone is aware of the extremely high cost of most health care services. These costs can be measured not only in cash outlays, but also in time spent at a doctor's office. Waiting times can often be an hour or more for a comprehensive physical examination at a family physician's or internist's office. If you have a problem that requires same-day attention, the waiting time at a local hospital emergency room is open-ended and can easily range into several hours or more.

Those fortunate enough to have health insurance are able to buffer some of the monetary expenses. But even with an individual or family health insurance policy, annual out-of-pocket costs continue to rise steeply as monthly premiums, co-payments, and deductibles increase substantially year-over-year. For example, during the past five years monthly premiums for many policies have increased 15% or more annually. This means that monthly payments in 2013 would be approximately double those paid in 2008. Twice the cost for the same coverage. That's a tough situation. Of course, the fees don't stop at the monthly premium. Many policies have deductibles in the range of $5000 or more.

Thus, if we want to enjoy good financial health as well as good physical health, we might consider getting a "personal" health insurance policy. Such a "policy" requires more effort than that involved in writing a check. Your personal health insurance policy involves taking action in the two main lifestyle areas of diet/nutrition and exercise. A third lifestyle area, often ignored, involves personal well-being. This area includes building increasingly positive family relationships and friendships and developing a broader set of interests beyond one's favorite television stations and websites.

 

It is now well-established that lifestyle matters greatly to one's long-term health and well-being.^1,2 Numerous studies have shown that one in three Americans have one or more chronic diseases - diabetes, heart disease, and cancer. The personal and family costs, the financial costs, and the costs to society of chronic disease are high. By establishing habits of good nutrition, regular vigorous exercise, and rewarding relationships and activities, we help prevent these major health problems.³ By engaging in healthy lifestyles, we are taking action that will reap many rewards for ourselves and our families down the years.

The only requirement to begin receiving the benefits of improved health is the willingness to get started. Even if you haven't done any regular exercise for many years, or if you can't remember the last time you ate a serving of broccoli, fennel, or kale, you can still start the journey to better health today. And if you begin, it's very possible that you'll look back after 12 months, 6 months, or even 3 months and be very glad you did.

 

 Chiropractic Care and Your Personal Health Insurance Policy

When we talk about lifestyle and good health, we usually only consider exercise and nutrition. A third area - rewarding and fulfilling relationships and interests - may be added as an afterthought. But a fourth area - chiropractic care - is in fact the key to gaining the benefits from all the other lifestyle areas and activities.
Chiropractic care focuses on how your body is doing its job. This "job" is to link harmoniously all the various separate physiological activities - to make sure all your body's systems are working well together. The responsibility for this harmony lies with the nerve system, the master system that ties together the functioning of your heart and lungs, your stomach and other digestive organs, your endocrine system, and your immune system. By identifying and correcting misalignments in the spinal column, chiropractic care helps ensure that your nerve system is functioning optimally. When your nerve system is doing its job, the rest of your body has the opportunity to produce the maximum health available. As a result, chiropractic care helps you get the most out of all your other activities and helps you gain and retain good health.

¹Thorgeirsson T, Kawachi I: Behavioral Economics: Merging Psychology and Economics for Lifestyle Interventions. Am J Prev Med 44(2):185-189, 2013

²Anderson AS, et al: Promoting changes in diet and physical activity in breast and colorectal cancer screening settings- an unexplored opportunity for endorsing healthy behaviours. Cancer Prev Res 2013 Jan 16 (Epub ahead of print)

³Mitra A, et al: Mechanistic studies of lifestyle interventions in type 2 diabetes. World J Diabetes 3(12):201-207, 2012

Atlantic Chiropractic and Wellness Center is dedicated to helping you achieve your wellness objectives.

Click here or call us at 386-492-4881 today!
www.atlanticchirofl.com

Save Money on Your Health Care Costs

How Do We Control Health Care Costs?

As we all know, health care costs in the United States continue to increase at staggering rates. The expense of health care insurance premiums and the amount of deductibles goes up, while the amount of coverage and benefits goes down.
Recent changes to national health care laws have both employers and employees uneasy about how much more health care costs are going to rise.  For many, the costs have reached such lofty heights, they simple cannot afford it, whether they are forced to obtain health care coverage or not.

 

 

The Reason People Are Coming to Us Is Changing

For years, people have been seeking our chiropractic care as an alternative to traditional medicine after their medical care failed to resolve their health problem. After months or even years of having to endure the pain and discomfort of trial and error treatments along with a variety of different medications or surgery, people turned to us for answers. They grew tired of living with the same health problem day after day, taking expensive prescription drugs that caused all types of side effects and watching their medical bills grow.

Today, individuals and families are coming to our chiropractic clinics not only for solutions when traditional medical care has failed, but to make us their primary health care provider. They simply cannot afford traditional medical care and turned to our chiropractic care for its affordability.
While they may have came to us due to our affordability, these patients are finding they are healthier and do not get sick as often with common illnesses likes colds and flu as a result of our routine care.

The Cost of Chronic Pain

A study by Johns Hopkins University reports the annual cost of chronic pain in the U.S. is approximately $635 Billion.

How do we drastically reduce this out-of-control cost?
We believe the answer lies with chiropractic care. We focus on wellness and optimizing the human body to prevent injuries and illnesses that cause pain. Our patients who receive regular chiropractic care and follow our lifestyle guidance are simple not getting injured and sick as frequently. Therefore, they do not have to endure excessive pain. If they do become injured or sick, we help them recover quickly without the need for expensive prescription medications.

The Astonishing Cost of Back Pain

A study by the University of Washington published in the Journal of the American Medical Association reports spending on back pain in the U.S. exceeds $86 Billion each year.  The study shows medical costs associated with back pain have risen 65% in the past decade, primarily as a result of prescribing more medications, increased use of expensive diagnostics tests like MRI’s and more surgeries.  A significant portion of this huge increase is the medications being prescribed for back pain. Pharmaceutical spending for back pain increased 171% during the last ten years alone.
What’s even more astonishing than the huge increase in back pain related costs is the finding in the study that people with spine problems actually felt worse!
What’s the solution for treating back pain and reducing the associated costs? Based on our experience treating thousands of patients with back pain, we believe the answer lies clearly with chiropractic care.

It’s Time to Look at Chiropractic Care as the First Option

A wide variety of research studies like the ones highlighted above show the overwhelming costs of health care today. Aside from these studies, we all feel the pain of escalating health care costs on our monthly living expenses and budgets. The traditional medical health care model has reached a point where it has priced itself out of reality. The majority of people are struggling to keep up with out-of-control health care insurance coverage and health care related expenses or they simply cannot afford health coverage and are doing without it.
It’s clear the time has come to find a better way to approach health and receive affordable health care that enables you to enjoy your life. The answer can be found in routine chiropractic care.

See How Our Chiropractic Care Can Save You Money

It’s difficult to change and many people are skeptical of chiropractic care. An alternative to traditional medical care that does not involve taking prescription medications is a little hard to swallow for many.

Education, information and interaction will help calm your fears and answer your questions. You have an opportunity each month to obtain the necessary education, receive answers to your questions and interact with the physicians at Atlantic Chiropractic and Wellness Center by attending our monthly Half Hour to Health wellness workshops.
To RSVP for these free events, simply call (386) 492-4881!


Take control of your future health and health care costs. Learn how our chiropractic care will save you and your family money.  Please visit our website to learn more, and feel free to contact us if you have any questions about your health or the health of your family.